SafeCash: Privacy Policy
IntroductionThis Privacy Policy outlines the practices of SafeCash ("we", "us", or "our") regarding the collection, use, and disclosure of personal information we receive from users across Canada. We are committed to protecting your privacy and ensuring that your personal information is handled responsibly.
Information CollectionWe collect the following types of personal information:
Name
Home Address
Telephone Number
Email Address
Date of Birth
Gender
Banking Information
Reference Information
Source of Income
Workplace Telephone
Workplace Address
This information is collected to verify your identity and to qualify you for a loan.
Use of InformationThe personal information you provide is used for the following purposes:
To verify your identity
To assess your eligibility and financial capability for obtaining a loan
To communicate with you regarding your loan application and other related services
Telephone CommunicationsWe may use your telephone number to contact you via SMS or voice calls for purposes related to your loan, including but not limited to application status updates, service notifications, and collections. These communications are intended to provide you with timely information regarding your loan and our services.
Email MarketingIn compliance with Canada’s Anti-Spam Legislation (CASL), we require your consent to send you promotional emails about our products, services, and other information you might find interesting. If you have opted in to receive marketing emails from us, you may unsubscribe at any time by following the instructions provided in those emails or by contacting us directly.
Children’s PrivacyWe do not knowingly collect or solicit personal information from children under the age of 14. If we learn that we have collected personal information from a child under 14, we will delete that information as quickly as possible. If you believe that we might have any information from or about a child under 14, please contact our Data Privacy Officer.
Data Retention and DestructionYour personal information is retained only as long as necessary to fulfill the purposes for which it was collected and to comply with our legal obligations. We adhere to robust data destruction policies to ensure that your information is securely disposed of when no longer needed.
Disclosure of InformationWe do not sell, trade, or rent your personal information to third parties. Your data may be shared with third-party service providers to the extent necessary for them to perform services on our behalf, such as credit checks and identity verification. These third parties are obligated to protect your information and may not use it for other purposes.
Data SecurityWe take the security of your personal information seriously and implement appropriate technical and organizational measures to protect it against unauthorized or unlawful access, alteration, disclosure, or destruction.
Your RightsYou have the right to access, correct, or delete your personal information held by us. If you wish to exercise these rights, please contact us at the details below.
Use of CookiesWe use cookies to enhance the user experience on our website. You have the option to manage or reject cookies through your browser settings.
Changes to the Privacy PolicyWe reserve the right to modify this privacy policy at any time. Changes and clarifications will take effect immediately upon their posting on the website. We encourage you to frequently check this page for any changes to stay informed about how we are protecting your information.
Contact UsIf you have any questions or concerns about this Privacy Policy or your personal information, please contact our Data Privacy Officer at:
Attn: Data Privacy Officer
info@SafeCash.ca
This Privacy Policy is effective as of May 20th, 2024.
